IMPACT OF CO-OPERATIVE LOAN ON AGRICULTURE SECTOR: A CASE STUDY OF E.G.DISTRICT OF ANDHRA PRADESH
Keywords:
cooperative credit, District Central Cooperative Bank (DCCB), Primary Agricultural Cooperative Societies (PACS), irrigation, yield, crop and term-loans, High yield varieties (HYV), allied sector, livelihoodAbstract
East Godavari district is an agriculturally developed district where the paddy farms up to 53 % of the total cultivated area. In the district, Cooperatives are functioning in most efficient manner by providing adequate, cheap and timely credit to agriculture and allied sector. They spread to the remote areas of the district in order to serve the needy farmers. The Cooperative Bank accepts deposits and lends both short-term and long-term credit for production and investment purpose through Primary Agricultural Co-operative Societies and also directly to the farmers. On this backdrop, an attempt is made to analyze the impact of cooperative credit on the agricultural sector by taking East Godavari district for sample study.
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