A Comparative Study on the Performance of Selected Public Sector and Private Sector Banks in India
Keywords:
Financial Performance, Return on Assets, Capital Adequacy Ratio, Return on Net worthAbstract
Banks are active player in the economy. Banks mobilizing the idle saving of the people and channeling them to a productive purpose which is necessary for the economic development of the country. The main objective of this study is to compare the Financial Performance of Selected Public and Private Banks in India. Those banks government holds a major portion of the share known as public banks owned by private lenders known as private banks. In this research study, the top thirty banks of India according to market capitalization were considered. They further divided into two parts: fifteen public sector banks and fifteen private sector banks. The data used in the study secondary in nature. This study covers the time periods from 1 April 2008 to 31st March 2018. To compare the financial performance of the public and private banks following parameters i.e. Capital Adequacy Ratio, Return on Assets, Return on net worth, Cash deposit ratio, Interest income, and total fund ratio, Advance to loan fund ratio & Credit deposit ratio has used. Independent T-test and Mean was used to compare the financial performance of selected Public and Private sector banks in India.
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