Digital Payment of Electricity Bill: A Study among Consumers under Narengi Electrical Subdivision of Assam

Authors

  • Bhargab Bharadwaj Research Scholar, Gauhati University, Department of Commerce, India.
  • Dr.Uttam Kr. Baruah Ph.D. Supervisor, Department of Commerce, Gauhati University Faculty, Department of Commerce, Darrang College-Tezpur-Assam, India.

Keywords:

Digital payment system, Revenue Collection, Energy Customers, Electricity Bills

Abstract

Assam Power Distribution Company Limited (APDCL), earlier known as Assam State Electricity Board (ASEB) has offices in each and every district of the state, is a state government wholly owned company now days. A study is conducted among energy consumers of Narengi sub-division of APDCL to study the effect of electronic payment mode on collection of energy bills and shift in consumers’ habit of making bill payment. But with the invention and introduction of e-payment system there have been paradigm shift in the mode of making payment of electricity bills. The electronic or digital payment mode has been recognized as convenient, cost effective and time saving by the energy bill payers. The continuous innovations in technology have penetrated not only into the personal lifestyle of people but it has also brought sea changes in the business landscape. The study is carried out to know the usage pattern of the digital payment system among the customers.

References

Alsajjan, B., & Dennis, C. (2006). The impact of trust on acceptance of online banking. In European Association of Education and Research in Commercial Distribution. West London, United Kingdom: Brunei University.

Changsu Kim, Wang Tao, Namchul Shin, Ki-Soo Kim, (2009, June). An empirical study of customers’ perceptions of security and trust in e-payment systems, Electronic Commerce Research and Applications 9 (2010), 84-95

Fozia (2013). A Comparative Study of Customer Perception toward E-banking Services Provided By Selected Private & Public Sector Bank in India. International Journal of Scientific and Research Publications. 39, 1-5.

Jain, M. (2017). Making towards a Cashless Economy: Challenges and Opportunities for India. Indian Journal of Applied Research. 1(1), 722-723

Mamta, Tyagi. H. & Shukla, A. The study of electronic payment system. International Journal of Advanced Research in Computer Science and Software Engineering. 6(7), 297-300.

Mukhopadhyay, Bappaditya. (2016). Understanding cashless payments in India. Mukhopadhyay Financial Innovation, 2:27, DOI 10.1186/s40854-016-0047-4.

NITI AAYOG, (2016, October). Accelerating The Growth of Digital Payments in India: A Five- Year Outlook.[online] Available: https://www.visa.co.in/about-visa/cost-of-cash-report.html (April 2018)

Parmar. Chirag, (2015, April). A Comparative Study on Various Payment Options in Online Shopping, International Journal on Recent and Innovation Trends in Computing and Communication, 2433-2436, Volume: 3 Issue: 4. ISSN: 2321-8169

Phonthanukitithaworn, Chanchai. Sellitto, Carmine. Fong, W. L. Michelle, (2016, October-December). A Comparative Study of Current and Potential Users of Mobile Payment Services, SAGE Open, 1 –14, DOI: 10.1177/2158244016675397

Sharma, N. K. & Pithadia, V. (2012). Usage Pattern of e-Banking Services among Individuals: A Comparative Study. International Journal of Management and Social Sciences Research,1(1), 9-17.

Downloads

Published

27-11-2021

How to Cite

Bhargab Bharadwaj, & Dr.Uttam Kr. Baruah. (2021). Digital Payment of Electricity Bill: A Study among Consumers under Narengi Electrical Subdivision of Assam. International Journal of Management Studies (IJMS), 5(3(5), 94–100. Retrieved from https://researchersworld.com/index.php/ijms/article/view/1929

Issue

Section

Articles