Does Status of SHG affect Women Social Empowerment? A Study of Hisar district in Haryana
Keywords:
Self Help Group-Bank Linkage Programme, Women Social Empowerment, NABARDAbstract
The present research paper is an attempt to find the association between status of Self Help Group-Bank Linkage Programme (SBLP) and factors affecting women social empowerment. Primary data is used for the study that is collected from 100 women self-help group members in Hisar District of Haryana. Factor analysis and Independent t-test is used to find out the accurate results. The study found that membership in self-help group helps them to become more confident and self-dependent. Self Help Group (SHG) has empowered women to improve and exercise control over various material or rational resources like knowledge, information, thoughts and decision making not only in their home but also in their community, society and nation as a whole. It helps them to earn more respect in the society. Although SBLP has a lots of positive aspects but some negative points are also found like maximum number of SHGs are created with the objective of taking loan from bank and not for any social responsibility or empowerment. The fund is used for either personal benefits or day to day expenses and not for any income generating activity which makes it difficult to repay the loan timely and increases NPAs for banks.
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