A study on schemes of State Bank of India for lending to MSMEs

Authors

  • Rashmi Sarda Research Scholar, Department of Commerce, Rajiv Gandhi University, Doimukh, Arunachal Pradesh, India.
  • Dr. Devi Baruah Assistant Professor, Department of Commerce, Rajiv Gandhi University, Doimukh, Arunachal Pradesh, India.

Keywords:

MSMEs, State Bank of India, Lending, Schemes

Abstract

Rightly said to be backbone of any economy, MSMEs promote equitable development and overall societal welfare and stability by creating additional job opportunities. Access to finance is widely believed to be the most important challenge faced by MSMEs worldwide. State Bank of India  has been playing a critical role in the overall growth and development MSMEs through various schemes. Thus, the present paper attempts to study the lending practice of SBI in Jorhat district of Assam under various schemes.

References

Annual Report of SBI (2017-18). available at: https://www.sbi.co.in/portal/web/corporate-governance/annual-report-2017-18.

Das, B. M. (2012). Prospect of entrepreneurship development in Small and Medium enterprises in Assam with special reference to Nalbari district, (Doctoral Dissertation, Guwahati University, Assam, India).

Kulkarni, S.S. (2007). Strengthening of Credit flow to SSI Sector in India- New Approaches, (Doctoral dissertation, University of Pune, India).

Rao, K.S.R., Das, A. & Singh, A.K. (2006). Commercial Bank Lending to Small-Scale Industry, Economic and Political Weekly, 41(11), 1025+1027-1033.

Salwan, P. (2012). An Exploratory Study of MSMEs & Large Banks in India, Indian Journal of Industrial Relations, 48(1), 1-18.

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Published

20-09-2021

How to Cite

Rashmi Sarda, & Dr. Devi Baruah. (2021). A study on schemes of State Bank of India for lending to MSMEs. International Journal of Management Studies (IJMS), 6(Spl Issue 3), 109–111. Retrieved from https://researchersworld.com/index.php/ijms/article/view/1079

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