Ms. Champa Ramkrishna Parab, and Dr. M. R. Patil. “Credit Risk and Public and Private Banks’ Performance in India: A Panel Approach”. Researchers World - International Refereed Social Sciences Journal 9, no. 2 (August 18, 2021): 34–43. Accessed August 11, 2025. https://researchersworld.com/index.php/rworld/article/view/88.