Rugmani Vancheesh (2021) “A Study on the Customer Perception of Mobile Banking with Specific Reference to Ernakulam District, Kerala, India”, International Journal of Management Studies (IJMS), 6(Spl Issue 5), pp. 82–86. Available at: https://researchersworld.com/index.php/ijms/article/view/993 (Accessed: 19 June 2025).