S. Thanga Helina and Dr. R. Rathiha (2021) “Transformation in Banks Through E-Banking Services – Employee’s Perception”, International Journal of Management Studies (IJMS), 5(3(6), pp. 69–76. Available at: https://researchersworld.com/index.php/ijms/article/view/2030 (Accessed: 21 January 2026).