Sarfaraz Ansari and Dr. Yogeshwari Phatak (2021) “A STUDY OF EFFECT OF DEMOGRAPHIC CHARACTERISTICS ON FINANCIAL RISK TOLERANCE OF INDIVIDUAL INVESTORS”, International Journal of Management Studies (IJMS), 4(Spl Issue 3), pp. 118–128. Available at: https://researchersworld.com/index.php/ijms/article/view/1457 (Accessed: 23 February 2026).