DR. ASHVIN R. DAVE. Decoding Profitability Black Box of Indian Banking Sector – An Empirical Study. International Journal of Management Studies (IJMS), [S. l.], v. 5, n. 4(1), p. 60–65, 2021. Disponível em: https://researchersworld.com/index.php/ijms/article/view/2107. Acesso em: 18 jan. 2026.