MS. S. APARNA PAVANI; PROF. P. VENI. Financial Literacy of MSMEs in Vizianagaram District – A Study on Critical Factors of Select Variables. International Journal of Management Studies (IJMS), [S. l.], v. 6, n. 1(2), p. 118–127, 2021. Disponível em: https://researchersworld.com/index.php/ijms/article/view/1519. Acesso em: 9 aug. 2025.